Personal Loan


PERSONAL LOAN @ 12.99%*

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Product*
Name*
Contact Number*
Company*
City Name*
Net Monthly Income*
Email

PERSONAL LOAN IN INDIA


Personal Loan

Personal Loans - Get finance for your every need

Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make life picture perfect with a Personal Loan.

Customised

Get personal loans up to Rs. 15 lakh for salaried, up to Rs.30 lakh for self employed and up to Rs.40 lakh for doctors. We offer flexible repayment option of 12-60* months.

Attractive Rates

Pay interest rates as low as 13.99%* on your personal loan.

Convenient and Fast

Get a loan without any security or guarantor with minimum documentation. Loan Disbursement within 72 hours* of document submission.


Eligibility

Eligibility & Criteria For Salaried Individuals


Criteria*
Salaried
Age
22 years - 65 years.
Net Salary**

Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai & Delhi; Rs.18,000 for applicants residing in

Chennai, Hyderabad, Bangalore, Pune & Kolkata; For Others Rs. 12,000)

Total years in job/profession
2 Years
Years in current residence
1 Year (One Day if in a Super A Company)

Eligibility & Criteria For Self-Employed Individuals


Criteria*
Self Employed
Age
23 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years
Minimum Turnover
Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials
Minimum Profit After Tax
Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials
Business Stability
In current business for at least 5 years and minimum 3 years for doctors
Existing relationship with the bank

Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as

required

Note:

* Conditions apply

**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with the bank you applying for etc.) of the customer.


Documents

Documents Required For A Personal Loan

 

List of documents for Salaried

  1. Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  3. Latest 3 months Bank Statement (where salary/income is credited).
  4. Salary slips for last 3 months.
  5. 2 Passport Size photographs.
  6. List of documents for Self-Employed

KYC Documents : Proof of Identity; Address proof; DOB proof.

  1. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  2. Income proof (audited financials for the last two years).Latest 6 months Bank statement.
  3. Office address proof.
  4. Proof of residence or office ownership.
  5. Proof of continuity of business.


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