Home Loan


home loans india

Quick Approval in 24 Hrs – Apply Now

 

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Net Monthly Income*
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COMPARE LOAN OFFERS ACROSS MULTIPLE BANKS

Home Loan

Home Loan – First Step Towards Your New Home

We offer a host of Home Loan options that can be tailor made to suite individual needs. With advantages like simplified documentation, usage of tablet and smartphones, getting a home loan sanctioned has become very easy.

Advantages

  • Wide range of product to choose from
  • Guidance throughout the process, making home buying hassle free
  • Doorstep service at your comfort
    Simplified documentation
  • Sanction without having selected a property
  • Flexible repayment options
  • Insurance options for home loan at attractive premium


Documents

Documents required

Getting a home loan from a Bank is easy and quick. We keep the paperwork and other formalities to a minimum. Proof of your identity, address and income are some of the key documents that are required to be submitted for a home loan.

Documents
Salaried
Self Employed Professional
Self Employed Non Professional
Application form with photograph duly signed
Yes
Yes
Yes
Identity, residence and age proof
Yes
Yes
Yes
Last 6 months bank statements
Yes
Yes
Yes
Last 3 months Salary-slips
Yes
Yes
Yes
Processing fee cheque
Yes
Yes
Yes
Form 16 / Income Tax Returns
Yes
Yes
Yes
Proof of business existence
Business profile
Yes
Education qualification certificate and proof of business existence
Yes
Yes
Last 3 years Income Tax Returns with computation of Income
Yes
Yes
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
Yes
Yes


Eligibility

A) – Salaried Individuals

Individuals in permanent service in the Government or reputed companies meet our Home Loan eligibility criteria
Applicants should be above 24 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity.

B) – Professionals

Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply.
Applicants above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet our housing loan criteria.


C) – Self Employed Individuals

Any individual filing income tax returns can apply
Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity